Get your pre qualifying before you look

Just a quick note. Get your pre qualifying letter from the loan office before you look.
If you go looking at house at $150,000 and then get a letter for $120,000 a few things happen.
1) you wasted time and money looking at house out of your range.
2) and most important, you see a better list of houses at $150's and you feel like you are getting less. Your wife fell in love with a $150,000 house and the one's in your range will not match up in her eyes.This will start a long chain of arguments.
Don't do it get the letter know what price to start at.
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